BUSINESS DEVELOPMENT OFFICER (MERU & NAIROBI).
Responsible For
- Business Growth: Market and promote banking products, build referral networks
recruit clients, cross-sell products, and maintain a quality loan portfolio. Conduct
market surveys and drive promotional campaigns.
- Loan Origination & Processing: Analyze financial status, process loan applications,
assess collateral, review loan agreements, and submit reports.
- Customer Relationship Management: Address client inquiries, provide financial
solutions, resolve complaints, organize client forums, and maintain positive
community relationships.
- Delinquency Management: Ensure loan repayment, negotiate payment
arrangements with delinquent clients, and clearly communicate loan terms.
Compliance: Implement AML and KYC policies and ensure adherence to
organizational guidelines.
organizational guidelines.
Requirements
- Minimum of 2 years of financial services experience, preferably in a Microfinance
Bank.
- A minimum grade of C in KCSE.
- Advanced Diploma in Accounting, Economics, or
a Business-related field from a recognized institution.
-
Strong financial statement analysis skills and application of policies for evaluating
and managing lending risks.
- Excellent presentation, loan underwriting, and product proposal development
skills.
- Exceptional communication and negotiation skills.
- Ability to engage effectively with senior decision-makers and market segments.
- Comprehensive knowledge of personal and SME market products and credit
processes.
Effective community outreach and engagement skills.
Excellent interpersonal and time management abilities.